"ALL GREAT ACHIEVEMENTS REQUIRE TIME"

 " We aim to provide customized, balanced, and proactive solutions tailored to your unique circumstances to help facilitate the achievement of your goals." 

  Your financial matters can’t be solved one piece at a time. Achieving true success requires synchronizing all elements of your wealth—investments, taxes, retirement savings, estate planning, and insurance. Through a holistic approach to wealth management, our team helps you solve the puzzle of financial success by creating actionable plans built on our six investment pillars. 

Pillar #1: Income-Oriented Strategy             

Products with income orientation are designed to provide regular income to investors.  This can come in the form of coupon payments (bonds) to dividends.  Companies that pay sustainable dividends offer an additional return avenue that can help create long term wealth and mitigate some market volatility.

Pillar #2: Preservation of Capital

An investment strategy that promotes avoiding permanent long-term losses of value as the safety of investments and their long-term stability become major determinants in investment decisions.

Pillar #3: Tax-Efficiency

Not all income is taxed the same, and it’s what you keep after tax that matters to you and your estate. Tax liability can be addressed through proactive tax deferral, avoidance, and detailed income

analysis and projections.

Pillar #4: Disciplined Investment Selection

We use are a blend of passively managed funds, actively managed funds and individual equity selections to create a customized portfolio. In more efficient markets where an index offers the best value, we will use it. In more inefficient markets where an active manager, or individual equity selection can offer better value, we will use them. Combining these approaches, we believe provides the best portfolio foundation.  We can keep fund expenses low and drive risk adjusted returns, putting our clients in the best position to succeed.

Pillar #5: Global Diversification

We work with you to find the right balance between risk and return. Preferring to own many different asset classes and factor risks that may react differently to the same event. By spreading this exposure, we can reduce the impact of any one event, lowering portfolio risk and providing more consistent rates of return over the long term. While diversification cannot protect you against financial loss, it is one way that we work to reduce volatility and stress driving risk adjusted returns for long term investors.

Pillar #6: Long-Term Capital Appreciation

Markets and sentiment can change daily, but your investment strategy should not.  We will not be right all the time, but we want to be prudent all the time.  If we remain prudent, 

over time we will be right.

Insurance products and services are provided through Assante Estate and Insurance Services Inc.